Last Updated: April 29, 2023
1. Introduction
BudgetAI ("we," "our," or "us") uses cookies and similar technologies on our website and services. This Cookie Policy explains how we use these technologies, why we use them, and your choices regarding their use.
By using or accessing our website and services, you consent to our use of cookies and similar technologies as described in this Cookie Policy. This policy should be read alongside our Privacy Policy and Terms of Service.
2. What Are Cookies?
Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They allow the website to recognize your device and remember information about your visit, such as your preferences or login information.
Cookies are widely used to make websites work more efficiently, provide a better user experience, and give website owners information about how their sites are used.
3. Types of Cookies We Use
We use different types of cookies for various purposes. These include:
3.1 Essential Cookies
These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and account access. You cannot opt out of these cookies.
3.2 Functional Cookies
These cookies enable us to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages. If you disable these cookies, some or all of these services may not function properly.
3.3 Performance/Analytics Cookies
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and anonymous.
3.4 Targeting/Advertising Cookies
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites. They do not directly store personal information but are based on uniquely identifying your browser and internet device.
3.5 Social Media Cookies
These cookies are set by social media services that we have added to the site to enable you to share our content with your friends and networks. They can track your browser across other sites and build a profile of your interests, which may impact the content and messages you see on other websites you visit.
4. Specific Cookies We Use
Below is a detailed list of the cookies we use on our website:
4.1 Essential Cookies
- Session Cookies: Used to maintain your session and authentication status.
- CSRF Token: Used to prevent cross-site request forgery attacks.
- Cookie Consent: Used to store your cookie preferences.
4.2 Functional Cookies
- Language Preference: Remembers your preferred language setting.
- Theme Preference: Remembers your light/dark mode preference.
- User Preferences: Stores your dashboard layout and view preferences.
4.3 Performance/Analytics Cookies
- Google Analytics: Used to distinguish users and analyze website traffic.
- Hotjar: Used to analyze user behavior and improve user experience.
- Mixpanel: Used to track user interactions with our application.
4.4 Targeting/Advertising Cookies
- Google Ads: Used for remarketing and conversion tracking.
- Facebook Pixel: Used to measure ad effectiveness and for retargeting.
- LinkedIn Insight: Used for LinkedIn ad campaigns and analytics.
5. Third-Party Cookies
Some cookies are placed by third parties on our website. These third parties may include analytics providers, advertising networks, and social media platforms. These third parties may use cookies, web beacons, and similar technologies to collect information about your use of our website and other websites.
We do not control these third parties or their use of cookies. We recommend reviewing the privacy and cookie policies of these third parties for more information about their practices.
6. How Long Do Cookies Stay on Your Device?
The length of time a cookie will remain on your device depends on whether it is a "persistent" or "session" cookie:
- Session Cookies: These cookies are temporary and are erased when you close your browser.
- Persistent Cookies: These cookies remain on your device until they expire or are deleted. The duration varies from cookie to cookie and can range from a few minutes to several years.
7. Managing Cookies
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences in the following ways:
7.1 Cookie Preference Tool
You can set and modify your cookie preferences at any time using our cookie preference tool, which can be accessed by clicking on "Cookie Settings" in the footer of our website.
7.2 Browser Controls
Most web browsers allow you to control cookies through their settings. These settings are typically found in the "options" or "preferences" menu of your browser. You can also configure your browser to reject all cookies or to indicate when a cookie is being sent.
Here are links to instructions for managing cookies in common browsers:
7.3 Do Not Track
Some browsers have a "Do Not Track" feature that signals to websites that you visit that you do not want to have your online activity tracked. These features are not yet uniform, so we do not currently respond to such signals.
7.4 Opt-Out of Analytics
To opt out of Google Analytics tracking, you can use the Google Analytics Opt-out Browser Add-on, available at https://tools.google.com/dlpage/gaoptout.
8. Consequences of Disabling Cookies
If you choose to disable cookies, you may not be able to use some features of our website and services. In particular:
- You may not be able to log in to your account.
- Your preferences and settings may not be remembered.
- Some pages may not display properly.
- Certain functionality may be unavailable to you.
Essential cookies are required for the basic functionality of our website, and disabling them may severely impact your ability to use our services.
9. Similar Technologies
In addition to cookies, we may use other similar technologies to store and retrieve information on your device:
9.1 Web Beacons
Web beacons (also known as clear gifs, pixel tags, or web bugs) are tiny graphics with a unique identifier, similar in function to cookies. While cookies are stored on your device, web beacons are embedded invisibly on web pages or in emails. We may use web beacons to track user behavior, deliver cookies, count visits, understand usage and campaign effectiveness, and to tell if an email has been opened and acted upon.
9.2 Local Storage
We may use local storage technologies, such as HTML5 localStorage and IndexedDB, to store content information and preferences. These technologies are similar to cookies but can store larger amounts of data and work in different ways.
9.3 Flash Cookies
We may use Flash cookies (also known as Local Shared Objects) to collect and store information about your use of our services. Flash cookies are different from browser cookies because of the amount of data, type of data, and how data is stored. Cookie management tools provided by your browser will not remove Flash cookies.
10. Updates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in technology, regulation, or our business practices. Any changes will become effective when we post the revised policy on our website. We encourage you to periodically review this page for the latest information on our cookie practices.
If we make significant changes to this Cookie Policy, we will notify you by posting a notice on our website or by sending you an email notification.
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